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Cheap Insurance For My Cat!!!!

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Post  Brooksy11 Sat Jan 21 2012, 19:43

hi all, jus looking for a few pointers or any tips wer i can get cheap insurance for my cat, im 22 just passed my test in dec with the cat bieng my first bike! any suggestions will be appreciated! cheerz all x
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Post  robertcains Sat Jan 21 2012, 20:50

Try MCN compare
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Post  Rosco Sat Jan 21 2012, 22:48

[You must be registered and logged in to see this link.]

Lots of good info there. Definitely worth shopping around every year too!

TFTP isn't always cheaper (or 'worth it' cheaper) than fully comp.

Good luck.

Cheers
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Post  Snowcat Sun Jan 22 2012, 09:47

All insurance is dependant on many factors including age, riding experience and postcode, what's good for one may not be good for everyone. I found Be Wiser great for my needs but I'm 39, you just need to google motorcycle insurance and get as many quotes as you can. Be careful when choosing as some allow pillion passengers, ride other bikes, breakdown cover, euro cover etc.

If they offer breakdown see who it's with and google them also. If its a name you've never heard of google it for reviews.

Finally be careful about any restrictions placed on the policy. I initially took my policy out with Footman James and when they asked about approx annual mileage for the quote they incorporated into the policy and I ended up with a 1500 mile restricted policy, as a new rider I had no idea how many miles I would do but this restriction could have been costly if I'd exceeded it.

Remember cheapest isn't always best
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Post  Snowcat Sun Jan 22 2012, 09:51

[quote
TFTP isn't always cheaper
[/quote]

Third fire Theft & Party Rosco?? Is this right?? Very Happy
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Post  Rosco Sun Jan 22 2012, 10:21

Doh - What a night that was Laughing

V. Good info Steve.

Cheers
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Post  Stanley_cat Sun Jan 22 2012, 16:16

Swinton bike insurance :-)
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Post  bobh Sun Jan 22 2012, 18:55

No help right now, but get some advanced training and it will really help to bring the cost down for next time.
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Post  stretchie_ Mon Jan 23 2012, 10:06

From my experience stay away from MCE, they are cheap for a reason.

But if you have to actually claim through them it'll cause you more paint than when you fell off. I got stung for an excess when the paperwork showed none, I sent them a copy and they just said "We're sorry about this but you will not be getting the excess back" end of.

I even got through to one of the big bosses and he asked me "What do you want me to do", I said "Honour your paperwork"

His reply "That's just not going to happen son".. Also break down cover quoted "National breakdown cover, no mater where you are at home or away we'll get someone out to you". I broke down 13 miles from home and when I rang them up "Sorry sir you only have a 10 mile from home breakdown service."

At the time I worked 30 miles from home so why the hell would I agreed to a 10 mile from home radius? It's just mental, I argues like a trooper and the breakdown fella who turned up 'sorted' it for me as 10 miles, I eventually argued with them that much they agreed that it should have been national breakdown and amended it.. Thank you for finally seeing sence MCE... Broke down again and guess what.. "Sorry sir you only have a breakdown within 10 miles of your home address".

I would LOVE to think that I am someone who has just had a bad time with them and that they are great for eveyone else but search as many bike forums as you can and you'll see them come up time and time again for the same thing
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Post  ellie Mon Jan 23 2012, 10:46

Stanley_cat wrote:Swinton bike insurance :-)


I've been with Swinton for 3 years without an issue. But I've had so many problems since I cancelled, I very much doubt I'll be going back.

Same old, same old, you never know how good/bad an insurance company is until you make a claim.
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Post  TomCom Mon Jan 23 2012, 15:44

i have insurance whit "Broker name : CIA insurance"
when i claim they told me "Company : La Parisienne" deal with all that.
after 4 month i gat 1500£ for me lovely Thundercat. accident was not my fold
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Post  bobh Mon Jan 23 2012, 21:16

I had a claim about 8 years ago (on the Cat) with Carole Nash, and that was sorted out fine. There were a few crossed wires on the way (repairer waiting for the assessor, assessor waiting for the repairer, etc.) so I had to move things along, but no problems where it mattered, i.e. paying up.
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Post  HEHORE Tue Jan 24 2012, 22:32

stretchie_ wrote:From my experience stay away from MCE, they are cheap for a reason.
i second that , i found NET PIG to be my cheapest link below

net pig insurance
found them to be cheapest second year running, worth phoning and seeing if they will beat your cheapest quote aswel
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