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Insurance question

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Insurance question Empty Insurance question

Post  alext Sun Mar 27 2011, 12:51

I haven't got pillion cover on my insurance. I'm probably being a bit thick but does that mean I'm not allowed a pillion, or can I have someone on the back but its tough luck if they fall off?? Not that I'm likely to have anyone on the back for a while, need to get the hang of it myself first!
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Post  billyw Sun Mar 27 2011, 13:23

I think it will mean that your insurance will be invalid if you take a pillion on, also you would leave yourself open to being sued personally by the pillion should anything untoward happen.
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Post  Rosco Sun Mar 27 2011, 13:28

billyw wrote:I think it will mean that your insurance will be invalid if you take a pillion on, also you would leave yourself open to being sued personally by the pillion should anything untoward happen.

+1 : not worth the risk for either you or pillion.
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Post  alext Sun Mar 27 2011, 13:40

Yeah thats what I thought, wouldnt want a pillion whilst I'm a novice anyway. I did try and talk the missus into buying a helmet yesterday but she hates bikes and wont go anywhere near it, never mind on the back of it. She thinks I'm having (another) mid life crisis and is hoping I'll get bored of it soon.... no chance!!
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Post  0ldcat Sun Mar 27 2011, 13:43

Rosco wrote:
billyw wrote:I think it will mean that your insurance will be invalid if you take a pillion on, also you would leave yourself open to being sued personally by the pillion should anything untoward happen.

+1 : not worth the risk for either you or pillion.
+2 : not only open to being sued by the pillion , but if you were say fully comp you'd get nothing for your injuries, kit, or bike due to invalidation of in-sewer-ants.

You'd most certainly get done for riding un insured to add insult to injury, even if no accident happens. Just think of a stop and check . . . can I see your documents sir ?

It's not worth the hassle for a couple of quid extra on your policy . . . . . . . . It's the age old argument, as long as it doesn't go wrong , no harm no foul, but when it does go wrong . . . . it goes horribly wrong !
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Post  weasley Sun Mar 27 2011, 15:23

I have always included pillion cover on my insurance, but have not taken a pillion in 9 years of riding. You never know when it will be needed though.
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Post  Radar Sun Mar 27 2011, 16:43

Get the pillion insurance, I doubt it would add all that much to the policy
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Post  furball Sun Mar 27 2011, 17:00

weasley wrote:I have always included pillion cover on my insurance, You never know when it will be needed though.

+1 on that my son would go on the back a few years ago and then when that stoped i just kept paying the extra, you never know when you may bump into another motorcyclist needing a lift when brokendown

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