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Post  Guest Sun Oct 28 2012, 19:23

Hi all my insurance is up at the end of November and I wanted to see if anyone has an info about who to go with.

The reason I am asking is next year I have a lot of ride outs and weekends away. So I want a good insurer, you know breakdown cover, courtesy bike etc. Of course I will start having a look myself just wanted to see if any one would suggested anyone in particular.

Any advice would be great Cool
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Post  MrNutt Sun Oct 28 2012, 20:29

I found that carole nash were great, I would have stayed with them this year but they were too expensive for me (I crashed last year so that pushed my premium up), though you do get a good service for the cash.


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Post  stevemcc Sun Oct 28 2012, 21:59

Carole Nash get my vote too, fully comp (via Groupama) including European break down cover £140 for the year, but then I have got age on my side. old
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Post  druidsam Tue Oct 30 2012, 12:07

[You must be registered and logged in to see this link.] wrote:I found that carole nash were great, I would have stayed with them this year but they were too expensive for me (I crashed last year so that pushed my premium up), though you do get a good service for the cash.



same as MrNutt for me except for the crash

cheapest quote i got was from bennetts fully comp for £58.50, but i an old sod maybe that has something to do with it Laughing
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Post  TomCom Tue Oct 30 2012, 15:21

every insurance will fu.k you up if you crash and its you fault
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Post  terry lees Tue Oct 30 2012, 15:38

Not so, I wrote off my FJR last july and still only paid Carole Nash £197.00 fully comp. this year inc. UK and european breakdown cover. but I did have protected No claim ins. As I have stated on here before, be very carefull with european cover, as not all companies will repatriate the rider in the event of an accident!
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Post  Snowcat Tue Oct 30 2012, 16:52

Carol Nash waded in at £91 for the renewal of my cat insurance but then went to £650 when I enquired about the blade!! Had everything from 4 figures to £238 so far and still looking, it's a minefield and no matter who you go with you never know how good they are until you come to claim.

Most people swear by a certain firm but a google search will always turn up someone's personal hell unfortunately.

Best of luck with your search, I've got some more to do myself tonight!!
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Post  bobh Tue Oct 30 2012, 21:59

I'm with Adelaide (IAM Surety) but I think you have to be an IAM member, or at least a relative of one, to get their best rates. Includes business use and plenty of Euro cover, but no recovery.

I've also got my car and house insurance with them (eggs? basket?) whistle
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Post  Radar Tue Oct 30 2012, 23:07

Just re-newed with BikeSure. They seem ok, acid test comes when you claim...
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Post  MevsyD Wed Oct 31 2012, 09:20

I'm Carole Nash too, £170 fully comp for the R1 and the thunderace with full breakdown, european etc and smartwater dna kit.
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Post  Snowcat Wed Oct 31 2012, 11:49

Just had a call back from Adelaide, ran through some details and the quotes came back with.... Well lets just say he was embarrassed to quote me.

He did say however that if I forward the email with my best price he'll match the policy like for like and beat it by 10%. Including comparison sites!!

I think I've just got me one hell of a result. deal
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Post  YZFJohn Wed Oct 31 2012, 13:15

[You must be registered and logged in to see this link.] wrote:Just re-newed with BikeSure. They seem ok, acid test comes when you claim...
Bikesure is who I am with and they are underwritten by KGM - having to deal with them at the mo, quick enough to take my bike for assessement but me and the guy fell out when he wanted the orignal V5 and wouldn't give me a good reason. Called the onbudsman for their view and they told me it's the norm but don't sign it so they can't transfer ownership.

At the end of the day, no matter who you are with, when it comes to claiming, none of them are going to want to pay out quickly. Mad
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Post  Snowcat Wed Oct 31 2012, 21:19

[You must be registered and logged in to see this link.] wrote:
[You must be registered and logged in to see this link.] wrote:Just re-newed with BikeSure. They seem ok, acid test comes when you claim...
Bikesure is who I am with and they are underwritten by KGM - having to deal with them at the mo, quick enough to take my bike for assessement but me and the guy fell out when he wanted the orignal V5 and wouldn't give me a good reason. Called the onbudsman for their view and they told me it's the norm but don't sign it so they can't transfer ownership.

At the end of the day, no matter who you are with, when it comes to claiming, none of them are going to want to pay out quickly. Mad

As I said just took out policy with Adelaide (IAM Surety even though I'm not) asked about the insurer and he said they only use KGM, quick google of reviews and sinking feeling, Adelaide great reviews, KGM out of 20 reviews not one even average comment, everyone saying the worse thing they ever did, avoid like the plague etc.

How can the broker, who only use the 1 insurer get such a good report and the insurer be so bad??

serious thoughts about 14 day cooling off period may ensue.
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